저자: 미상 · 외국인
요약 보기
워런 버핏의 투자 성공은 고수익보다 파산하지 않는 것(생존)과 장기 복리에 있다는 주장. 핵심 논리: 빙하기가 얼음 층이 쌓여서 생기듯, 작은 투자 기반을 꾸준히 유지하면 장기적으로 자산이 지수적으로 불어난다. 근거 사례: 책 '금융 심리학'을 인용해 버핏 순자산 약 840억 달러 중 약 841억(84.2십억) 달러가 50세 이후에 형성됐다고 설명; 하드디스크 용량 성장(1950~1990, 2019 100TB)을 복리 비유로 제시. 버핏 사례: 10세부터 투자, 30세에 투자로 첫 100만 달러 달성, 코카콜라를 1988년부터 보유하며 20년 이상 큰 수익 없이 장기 보유했다고 설명; 연평균 22% 수익률 가정 시 60세 자산은 약 119억 달러로 계산. 시장 격언: 시장은 조급한 사람에게서 인내심 있는 사람에게로 돈을 옮기는 기계다. 리스크/조건: 특정 종목에 대한 매수 권유는 없음. 소액(예: R$30)으로도 시작 가능하다고 언급. 구독·좋아요 등 채널 홍보 멘트 포함. 출연자 전망: 특정 자산의 1~3개월 가격 방향에 대한 발언 없음.
다듬은 글
Most people, when they start investing, aim for high and quick returns, hoping that the stock they bought will increase in value, praying that they made a good purchase and that their stock will appreciate. But look at the example of great investors, those who reached millions or even billions, like Aaron Buffett, the greatest investor of all time with a current net worth of almost 100 billion dollars, we see that success in investing doesn't have much to do with high returns, but rather with being bankruptcy-proof.
This may seem confusing at first, but you will understand. Stay with me until the end of this video because the most important part, and what can change the way you think about money and investments, is this: In the book " Financial Psychology," author Morgan Russo presents something quite intriguing.
At the time the book was released, his net worth was approximately $840.5 billion, and of that money, $84.2 billion was earned after the age of 50. Exactly, of his entire fortune, only $300 million was earned before his 50th birthday. But what explains this phenomenon? Do you think he only started learning new investment skills in his later years?
Certainly not. But if you liked the video's topic, leave a like so I know you're enjoying the videos. Let's get to the content. Here's a very interesting example the book cites to explain this phenomenon: how the Earth's ice ages occurred, where the planet was completely covered in ice for many years.
In- depth studies on the subject concluded that it wasn't the colder winters that accumulated more and more ice on the Earth's surface, but rather the cooler summers. With cooler summers, it wasn't possible to melt the snow from the previous winter, thus forming a small ice base that favored a larger accumulation of snow for the next winter, making the ice base even larger for the following summer, and so on for long periods of time until the ice age was formed.
The glaciologist, a specialist on the subject, says it's not necessarily the amount of snow that causes the formation of ice layers, but the fact that the snow remains, however small its volume. You see, it was small, consistent climatic changes over years that led to the ice age. ...and not very harsh winters with lots of snow, meaning you don't need enormous strength to achieve great, above-average results.
Just start with small but sustained growth and don't lose your way. An initial base can lead to such extraordinary results that they seem to defy logic, and that's how it works with money. The best part is that you can start investing with just R$30, for example. Everything has a beginning. If you've already grasped the idea from the video, subscribe here to receive videos about the best books on financial education that I post on this channel.
Well, Warren Buffett is a genius of investing, there's no denying that. There are numerous books, videos, and content in general about how he invests, but what nobody tells you is how long he invests, or rather, how many summers he's gone through without losing his ice, if you know what I mean. Buffett has literally been investing since he was ten years old, reaching his first million at age 30 solely through his investments.
And here's an intriguing point: the author of the book makes the assumption that Buffett, for example, lived a traditional life, enjoying his adolescence and early adulthood, spending on what... If he wanted to have $25,000 in assets by age 30 and focused on investing, and by age 60, even with his extraordinary 22% annual return on investments, if he did it that way, he would have $11.9 million compared to $84.5 billion, that's nothing, right?
He spent practically his whole life investing. His skill is investing, but his greatest ally is time. His success is largely due to building a good investment base in adolescence and also his longevity, reaching old age in good health. What few people realize is that the long-term effect of investing is exponential, something we can't clearly explain.
To give you an idea of the long-term effect, there's another example mentioned in the book about computer hard drives. From 1950 to 1990, with technological advancements, they managed to create various hard drives, the most technological being one that supports up to 296 megabytes. Now, 29 years later, in 2019, there are 100 TB hard drives.
That is, from 1999 to... Today we gain over 100 million megabytes, which is quite exponential growth, isn't it? Now, to be perfectly clear, going back to the world of investments, one of the companies he invests in is Coca-Cola, in which he started investing in 1988, that is, more than 30 years ago.
Look at the graph of when he bought his first shares in 1988 compared to today in 2022. Notice that he went through several years without returns, only investing frequently and consistently. But you can see that he didn't have significant appreciation for more than 20 years, only having great appreciation now, from 2015 onwards.
The market is a machine that transfers money from the impatient to the patient. Basically, if you want to achieve financial freedom, your focus should always be on being bankruptcy-proof. Because it's like the ice base accumulated in summer; if you keep investing long enough, you'll see the ice age coming.
In other words, the long-term effect is happening, and your assets will multiply with investments. Now, if today you think you don't have enough money to invest, I'll leave it here on the screen. A video that will definitely help you clear your mind about how money works. Thank you very much and see you in the next video.
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